Minority residents in the United States have historically been met with discriminatory lending practices. For example, redlining denied credit and other financial services to residents in nonwhite neighborhoods. New analysis from the IU Public Policy Institute finds inequities still exist when it comes to home loan lending. “Owning a home is one of the… Read more »
By Amanda Rutherford and Cullen C. Merritt As the nation continues to rely heavily on local governments to respond to a range of issues—from cybersecurity threats to the spread of infectious disease—knowing what local officials do and whether they manage their resources effectively is vital for understanding how policy influences the daily lives of citizens…. Read more »
Written by Tom Guevara, Director, IU Public Policy Institute Amid the ongoing COVID-19 crisis, our attention has been rightfully focused on keeping our families and communities safe from a global pandemic threatening our health, relationships, and economic well-being. Focusing on economic recovery while responding to attack from an unseen enemy is especially difficult. COVID-19 is… Read more »
When students walk into O’Neill Associate Director of Student Services James Eckerty’s office, he often ends up talking to them about far more than academics. “I’ve seen how life’s obstacles can really affect our students,” he says. “We know if they don’t have a place to call home or a reliable source of food or… Read more »
Homes in predominately black neighborhoods are often undervalued compared to those in other neighborhoods, even when the homes are similar. In Marion County, there is a more than $41,000 difference between the county’s median home value and that of homes in majority-black neighborhoods. The difference means people in these communities may face more challenges… Read more »
